Implementation Checklist Before Publication

Replace all bracketed placeholders.
Confirm legal entity name and contact details.
Confirm whether CWA uses cookies/pixels for remarketing and whether a cookie banner is required.
Confirm actual SMS program names, help channels, short code/long code, and consent flows.
Confirm affiliate structure and joint marketing arrangements.
Confirm whether any state-specific disclosures are required.
Confirm whether CWA offers insurance through a separate licensed entity and whether separate disclosures are needed.
Confirm that the consumer privacy notice accurately reflects actual sharing practices.
Confirm alignment with Form ADV, Form CRS, advisory agreements, and cybersecurity policies.
Obtain final legal and Sheri approval before use.

Website Footer Disclosure

Cardone Wealth Advisors is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Insurance product guarantees, where applicable, are subject to the claims-paying ability of the issuing insurance carrier. Advisory services are only offered to clients or prospective clients where Cardone Wealth Advisors and its representatives are properly licensed or exempt from licensure.

Part I: Website Privacy Policy

1. Who We Are

Cardone Wealth Advisors (“CWA,” “Cardone Wealth Advisors,” “we,” “us,” or “our”) is an investment adviser registered with the U.S. Securities and Exchange Commission (“SEC”). Registration with the SEC does not imply any particular level of skill or training.

This Website Privacy Policy applies to Cardone Wealth Advisors websites, landing pages, client portals, lead forms, scheduling pages, newsletters, event registrations, and any related domains or digital properties that link to this Policy (collectively, the “Sites” or “Services”).

2. Scope of This Policy

This Policy explains how we collect, use, disclose, and safeguard personal information when you:

visit our Sites;
request information from us;
schedule a consultation;
subscribe to emails, texts, newsletters, or updates;
submit forms or applications;
become a client or prospective client;
interact with us through social media, events, webinars, or other communications.

This Policy does not govern third-party websites, platforms, or services that may be linked from our Sites. Those third parties maintain their own privacy policies and practices.

3. Information We Collect

We may collect the following categories of information, depending on how you interact with us:

A. Information You Provide Directly

Name
Email address
Phone number
Mailing address
Date of birth
Employment and business information
Household and financial profile information
Information about your goals, risk tolerance, assets, liabilities, income, and investment preferences
Insurance-related information you voluntarily provide
Information submitted through intake forms, applications, surveys, questionnaires, webinar registrations, or event forms
Documents and communications you send to us

B. Information Collected Automatically

When you use our Sites, we or our service providers may automatically collect certain technical and usage information, such as:

IP address
Device identifiers
Browser type and version
Operating system
Referring URLs
Pages visited
Time spent on pages
Clickstream data
Geolocation derived from IP address
Cookie and similar tracking data

C. Information From Other Sources

We may receive information from:

custodians, administrators, or other service providers;
marketing, analytics, or lead-generation vendors;
publicly available databases;
social media platforms, if you interact with us there;
identity verification, fraud prevention, or compliance vendors;
insurance or financial product providers, where applicable and permitted.

4. How We Use Information

We may use personal information for the following business and operational purposes:

to provide advisory, financial planning, insurance-related, and client service functions;
to evaluate whether our services are appropriate for you;
to communicate with you regarding inquiries, appointments, onboarding, accounts, services, or updates;
to open, maintain, service, and support accounts or relationships;
to process transactions and billing where applicable;
to deliver requested materials, newsletters, reports, event information, or educational content;
to personalize your experience on our Sites;
to improve our Sites, services, technology, and user experience;
to conduct analytics, auditing, quality assurance, and internal reporting;
to comply with legal, regulatory, books-and-records, cybersecurity, and compliance obligations;
to detect, investigate, and prevent fraud, unauthorized access, or other harmful activity;
to enforce our agreements and protect our rights;
to carry out any other purpose disclosed at the time information is collected or with your consent.

5. Cookies and Tracking Technologies

We and our service providers may use cookies, pixels, tags, scripts, SDKs, and similar technologies to:

keep our Sites functioning properly;
remember user preferences;
measure traffic and engagement;
improve performance and usability;
support analytics;
support advertising, remarketing, and campaign attribution where permitted by law.

You may be able to control cookies through your browser settings, device settings, or consent management tools. Please note that disabling certain cookies may affect Site functionality.

6. Email, SMS, and Marketing Communications

We may send you emails, calls, or text messages regarding:

appointments and scheduling;
account-related or service-related communications;
onboarding or document reminders;
educational content;
market or firm updates;
marketing or promotional communications, where permitted by law.

Where required, we will obtain appropriate consent before sending marketing text messages.

SMS Terms

If you opt in to receive SMS messages from Cardone Wealth Advisors, message types may include appointment reminders, account or service notifications, webinar or event reminders, firm updates, and marketing messages where permitted.

Opt out: Reply STOP at any time to stop receiving SMS messages.
Help: Reply HELP for assistance.
Message frequency: Message frequency may vary.
Carrier notice: Carriers are not liable for delayed or undelivered messages.
Fees: Message and data rates may apply.

Consent to receive text messages is not a condition of purchasing any goods or services.

7. How We Share Information

We do not sell your personal information for money. We also do not share mobile opt-in data or consent with third parties for their own marketing purposes.

We may disclose personal information to the following categories of recipients, as permitted by law and as relevant to our services:

custodians, broker-dealers, and account servicing providers;
portfolio management, reporting, planning, CRM, and technology vendors;
payment processors and billing vendors;
attorneys, accountants, auditors, compliance consultants, and other professional advisers;
insurance agencies, carriers, or related providers in connection with requested products or services;
marketing, analytics, advertising, event, and communications vendors;
identity verification, fraud prevention, and cybersecurity vendors;
affiliated entities, where permitted by law and consistent with applicable notices;
government agencies, regulators, courts, or law enforcement, when required or permitted by law;
acquirers, successors, or counterparties in connection with a merger, sale, reorganization, financing, bankruptcy, or other corporate transaction.

We may also disclose de-identified or aggregated information that does not reasonably identify an individual.

8. Confidentiality and Security

We maintain administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, alteration, or disclosure.

However, no website, network, device, or transmission method is completely secure. Accordingly, we cannot guarantee absolute security.

9. Retention of Information

We retain personal information for as long as reasonably necessary for business, contractual, client service, legal, regulatory, tax, accounting, litigation hold, cybersecurity, and recordkeeping purposes.

For clients and former clients, records may be retained for the periods required under applicable federal and state securities laws and other applicable regulations.

10. Children’s Privacy

Our Sites and services are not directed to children under the age of 13, and we do not knowingly collect personal information directly from children under 13 through our Sites.

11. Third-Party Platforms and Social Media

If you interact with us through social media or third-party platforms, information you submit may also be subject to the privacy policies and practices of those platforms.

Our Sites may include embedded content, social sharing features, or integrations controlled by third parties. We are not responsible for those third parties’ privacy practices.

12. Testimonials, Endorsements, and Public Content

If we publish testimonials, reviews, endorsements, or similar content, we will do so in accordance with applicable law and our compliance procedures.

Any information you post in public areas such as comments, forums, or event chat features may be visible to others and may not be private.

13. International Visitors

Our Sites are operated in the United States. If you access the Sites from outside the United States, you understand that your information may be transferred to, stored in, and processed in the United States and other jurisdictions where our service providers operate.

14. Your Choices and Rights

Depending on where you reside, you may have rights regarding your personal information, which may include the right to:

request access to certain personal information;
request correction of inaccurate information;
request deletion, subject to applicable exceptions;
object to or restrict certain processing;
withdraw consent where processing is based on consent;
opt out of marketing communications.

To exercise privacy rights or update your preferences, contact us using the information below. We may take reasonable steps to verify your identity before responding.

15. California and Other State Privacy Rights

If you are a resident of California or another state with applicable privacy laws, you may have additional rights regarding your personal information. If required by applicable law, Cardone Wealth Advisors will provide any additional state-specific notices and rights disclosures.

16. Financial Services and Investment Disclosures

Cardone Wealth Advisors is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.

Nothing on our Sites is intended as personalized investment, legal, tax, or insurance advice, nor as a recommendation to buy, sell, or hold any security, investment strategy, or insurance product, unless specifically provided under a separate written advisory, planning, or other agreement and in accordance with applicable law.

All investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Any forward-looking statements, examples, case studies, hypothetical illustrations, or educational content are for informational purposes only and do not guarantee future performance or success.

The suitability of any investment, planning strategy, insurance product, or asset allocation depends on an individual’s specific objectives, time horizon, risk tolerance, liquidity needs, tax situation, and overall financial circumstances.

Insurance products involve costs, exclusions, limitations, and terms that vary by policy and carrier. Guarantees, including those associated with certain insurance products, are generally subject to the claims-paying ability of the issuing insurance company. Securities and investment products are not bank deposits, are not insured by the FDIC or any other federal agency, are not bank guaranteed, and may lose value.

17. Changes to This Policy

We may update this Policy from time to time. When we do, we will revise the “Last Updated” date above and, where required, provide additional notice.

18. Contact Us

If you have questions about this Policy or our privacy practices, please contact:

Cardone Wealth Advisors
18909 NE 29th Ave
Aventura, FL 33180
[email protected]
(310) 777-0255
Cardonewealthadvisors.com

Part II – Consumer Privacy Notice for Clients and Consumers

FACTS

What does Cardone Wealth Advisors do with your personal information?

Federal law gives consumers the right to limit some, but not all, sharing of personal information. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and government-issued identifiers
Income, assets, and account balances
Transaction history and investment experience
Risk tolerance, financial goals, and investment objectives
Insurance and beneficiary information
Account applications and advisory agreements
Contact information and records of communications

When you are no longer our customer, we continue to share your information as described in this notice, as permitted by law.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Cardone Wealth Advisors chooses to share; and whether you can limit this sharing.

Who we are

Who is providing this notice?

Cardone Wealth Advisors, [insert legal entity name], an SEC-registered investment adviser.

What we do

How does Cardone Wealth Advisors protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings, along with administrative, technical, and physical protections designed to protect your information.

How does Cardone Wealth Advisors collect my personal information?

We collect your personal information, for example, when you:

enter into an advisory relationship with us;
seek investment, financial planning, or insurance-related services;
open an account or transfer assets;
give us income, asset, tax, or other financial information;
tell us about your investment or retirement goals;
direct us to buy, sell, or hold securities or implement planning strategies;
use our websites, portals, or forms.

We also collect your personal information from others, such as custodians, service providers, lead sources, analytics vendors, identity verification vendors, and other companies, as permitted by law.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates’ everyday business purposes using information about your creditworthiness;
affiliates from using your information to market to you; and
sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Cardone Wealth Advisors affiliates: [Insert if applicable, or state “Cardone Wealth Advisors does not currently share personal information with affiliates except as permitted by law.”]

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we may share with: custodians, broker-dealers, investment platforms, insurance carriers or agencies, administrators, technology providers, compliance vendors, attorneys, accountants, and other service providers as permitted by law.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners: [Insert if applicable, or state “Cardone Wealth Advisors does not currently engage in joint marketing as described in this notice.”]

Additional Important Disclosures

Cardone Wealth Advisors provides advisory and related services in accordance with applicable law and the terms of its client agreements and disclosures, including Form ADV. Additional information about Cardone Wealth Advisors is available through the SEC’s Investment Adviser Public Disclosure website and through the firm’s Form ADV.

Nothing in this notice changes any rights or obligations under your advisory agreement, Form ADV, Form CRS, account paperwork, insurance disclosures, or other applicable agreements and notices.