CARDONE WEALTH ADVISORS™ TERMS AND CONDITIONS OF SERVICE
Last Updated: March 10, 2026
Important Regulatory Disclosures
Cardone Wealth Advisors, LLC (“Cardone Wealth Advisors,” “the Company,” “We,” “Us,” or “Our”) is a Registered Investment Adviser (RIA) registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply a certain level of skill or training.
Investment Risk Disclaimer: All investment advisory services, investment management strategies, securities transactions, financial planning services, and insurance products (including permanent life insurance, whole life insurance, indexed universal life, term life insurance, and annuities) involve risk, including the possible loss of principal. Past performance is not indicative of future results. All investment outcomes depend on, among other factors, market conditions, economic environment, interest rates, individual financial circumstances, time horizon, risk tolerance, tax situation, and other variables that are outside the control of Cardone Wealth Advisors. No guarantee is made that any investment strategy, financial plan, or advisory recommendation will achieve its stated objectives. Nothing on our website, platforms, or in our materials constitutes personalized investment, tax, legal, or insurance advice unless delivered through a formal, signed advisory agreement with Cardone Wealth Advisors.
Cardone Wealth Advisors acts as a fiduciary when providing investment advisory services to clients under a formal advisory agreement, as required by the Investment Advisers Act of 1940. Outside of that formal relationship, information provided through our public-facing platforms is for educational and informational purposes only.
General Terms
These Terms and Conditions of Service (“Terms”) govern your access to and use of the Cardone Wealth Advisors website, platforms, services, events, and all related digital properties (collectively, the “Services”). By accessing our Services, purchasing any product or service, attending any event, or otherwise interacting with Cardone Wealth Advisors, you agree to be bound by these Terms, our Privacy Policy, and any additional terms applicable to specific products or services.
These Terms apply to all Cardone Wealth Advisors entities, affiliated brands, and partner companies (collectively referred to herein as “Cardone Wealth Advisors,” “the Company,” “We,” “Us,” or “Our”).
Offers and Promotions: Promotional offers and discount codes may not be combined unless expressly stated. Coupons are only valid during the advertised promotion period. Prices are subject to change without notice. Gift Cards are non-refundable.
Privacy Policy
Please review our Privacy Policy, which also governs your visit to our website and any purchases or engagements made through our Services. The Privacy Policy is incorporated into these Terms by reference.
No Guarantee of Results
Cardone Wealth Advisors does not guarantee that you will achieve any specific financial result, income level, rate of return, or investment outcome from purchasing or using our products, services, educational content, or advisory services.
All information provided through our educational materials, website, events, and non-advisory platforms is provided for informational and educational purposes only and does not constitute personalized investment, tax, legal, or financial advice. If you rely on such information, you do so at your own risk and are solely responsible for any decisions and actions that result.
Investing, financial planning, insurance planning, and wealth management involve risk and require careful consideration of your individual financial circumstances. Always consult with your licensed financial adviser, tax professional, attorney, and other qualified professionals before making financial decisions. Any testimonials reflecting the experiences of our clients or program participants are not to be interpreted as typical, common, or expected results. Individual results will vary based on personal circumstances, effort, market conditions, and other factors.
“10X” is a reference to the New York Times Bestseller “The 10X Rule” and does not constitute a guarantee, projection, or promise of any specific financial return or investment outcome.
No Solicitation Policy
Cardone Wealth Advisors maintains a strict no-solicitation policy at all virtual and live events, Zoom meetings, membership calls, Facebook Groups, social media groups, WhatsApp groups, conferences, masterminds, summits, trainings, bootcamps, and expositions. To maintain a focused, distraction-free environment for attendees and guests, solicitation by attendees or unauthorized parties is strictly prohibited.
Prohibited Activities include but are not limited to:
- Unauthorized receptions, parties, or off-site events
- Unauthorized exhibits, mobile exhibits, or hospitality suites
- Unauthorized membership recruitment activities
- Unauthorized subgroups on social media platforms (including WhatsApp)
- Unauthorized sale of any product or service not offered by an affiliated Cardone Wealth Advisors entity
- Unauthorized promotion of non-Cardone Wealth Advisors events
- Unauthorized employment recruiting
- Unwelcome advances toward event participants
- Unauthorized on-site or virtual distribution of printed or electronic materials (except business cards)
- Unauthorized use of venue or Company Wi-Fi for self-promotional or solicitous purposes
Any person or organization found violating this policy shall be expelled from the event without a refund and may be subject to legal action for damages incurred.
Attendees found violating this policy agree to pay Cardone Wealth Advisors the equivalent of a Sponsor or Exhibitor fee, plus a pro rata portion of the event’s cost, and shall be immediately expelled and disqualified from future events at the Company’s sole discretion.
Advisory Services and Engagement
Formal Advisory Relationship
Investment advisory services are provided only pursuant to a signed Investment Advisory Agreement between the client and Cardone Wealth Advisors. Services provided under a formal advisory agreement may include investment management, financial planning, insurance analysis and planning, and other wealth management services as described in our Form ADV and client agreement.
Clients are encouraged to review our Form ADV Part 2A (Firm Brochure) and Form ADV Part 2B (Brochure Supplement), which are available upon request and on the SEC’s Investment Adviser Public Disclosure website (www.adviserinfo.sec.gov), for full disclosure of our services, fees, conflicts of interest, and disciplinary history.
Educational Content and General Information
Content available on our public-facing website, social media platforms, and educational programs is for informational and educational purposes only and does not constitute personalized investment, tax, legal, or financial advice. No advisory relationship is created by accessing our public content.
Digital Products and Online Platforms
General Policy
All digital products, online programs, membership platforms, and downloadable content are provided subject to the terms described at the time of purchase.
Digital Access is deemed fully delivered when access credentials or a download link is transmitted to the email address provided at registration. If you do not receive access within five (5) calendar days of your purchase or signed agreement, you must notify us immediately at [email protected]. Failure to notify us of non-receipt does not entitle you to a refund or extended access period.
Digital product purchases do not grant the buyer any right to share, reproduce, redistribute, resell, or sublicense the content in any form.
Refunds on Digital Products
All sales of digital products, online programs, and membership access are final. Refunds are not available once digital access has been granted, except as required by applicable law.
Subscriptions and Payment Plans
If you have subscribed to a monthly or annual membership program, to cancel your subscription please follow the cancellation instructions provided in your account dashboard or contact us at [email protected].
Cancellation of a subscription is effective for the following billing period. No refunds are issued for the current billing period regardless of usage.
Removing a payment method on file does not constitute cancellation and violates the terms of your agreement. If delinquent invoices remain unpaid for ninety (90) days, or your account has three (3) consecutive missed payments, your access may be suspended; however, you remain liable for the full contract value through the end of your agreement term.
All setup fees, onboarding fees, and account build-out fees are non-refundable as they represent services rendered upon account creation.
Gift Certificates and Coupon Codes
Gift certificates and coupon codes are valid for a single use, up to the stated value, and expire twelve (12) months from their date of issue unless otherwise specified. Digital products purchased with a gift certificate or coupon are non-refundable. Physical items are subject to the applicable return policy.
Live and Virtual Events
Tickets — General Policy
All event ticket purchases are subject to availability. There are no refunds on live event tickets except as expressly provided in these Terms or required by applicable law. Receipt of a purchase confirmation does not guarantee a reserved seat if an event is sold out.
The Company reserves the right to cancel, postpone, convert to a virtual format, or change the venue, date, or location of any event at any time. The Company is not responsible for any travel, accommodation, or other costs incurred by attendees in connection with event changes.
If an event is sold out or venue capacity is limited, the Company reserves the right in its sole discretion to roll a ticket over to the next scheduled event, issue a store credit, or offer a substitution event.
Tickets may not be rolled over more than once and expire twelve (12) months from purchase if not redeemed.
Store Credits and Ticket Changes
If you are unable to attend an event, you may request a 100% store credit (not a cash refund) on a ticket purchased without restrictions, provided the request is submitted in writing to [email protected] at least fifteen (15) calendar days prior to the event. Only one ticket change request is permitted per ticket. Requests made less than fifteen (15) days before the event will be denied.
The Company reserves the right to charge a one-time change fee of 25% of the ticket price or $500.00, whichever is lesser. Processing fees on ticket purchases are non-refundable.
Gratis and Bonus Tickets
Tickets received as a bonus item, gift with purchase, or as part of a promotional bundle have no monetary value, are non-transferable, non-refundable, and must be redeemed within twelve (12) months of issuance. These tickets are forfeited if not used within the specified timeframe and are not eligible for store credit or rollover.
Payment Plans for Events
Payment plans must be paid in full at least thirty (30) days prior to the event date in order to reserve a seat. Failure to complete payment forfeits the ticket without a refund or credit.
Entry Requirements
Each attendee must have their own valid ticket. Attendees must be at least eighteen (18) years of age unless otherwise specified for a particular event. Valid government-issued photo identification is required for entry. Acceptable forms of ID include a government-issued passport, driver’s license (U.S. or Canada), military ID, or government-issued identification card. Names on tickets must match identification exactly.
No animals are permitted except registered service animals as defined under the Americans with Disabilities Act (ADA). Emotional support animals are not considered service animals under the ADA and will not be permitted.
Security and Search Policy
At any live event, attendees and their belongings may be subject to search consistent with venue rules and applicable local, state, and federal regulations. By purchasing a ticket and attending, you consent to such searches and waive related claims. Refusal to submit to a search may result in denial of entry without a refund.
Prohibited items include, without limitation: firearms, alcohol, illegal substances, unauthorized recording devices, laser pointers, and other items as designated by the venue.
Recording and Photography Policy
No amateur or professional video recording, audio recording, or photography equipment is permitted on event premises without prior written authorization from Cardone Wealth Advisors. Attendees may not video record or broadcast live on social media during events.
Attendees who violate this policy will be immediately ejected from the event without a refund, and their ticket(s) will be forfeited.
Only credentialed press members who have received prior written approval and are on the official press list are permitted to record or photograph the event. Approved press members must wear their press credentials at all times.
Events are private events. Cardone Wealth Advisors reserves the right to deny admission to any person for any reason at its sole discretion, without obligation to provide an explanation or refund.
Publicity Release
By purchasing a ticket to and attending any Cardone Wealth Advisors event, you acknowledge that the event is recorded and may be live-streamed. You irrevocably grant Cardone Wealth Advisors and its affiliates, designees, successors, assigns, and licensees the right to use your name, image, likeness, statements, and appearance in any media for promotional, educational, and marketing purposes, without further compensation to you. This grant includes a waiver of any right to inspect or approve finished materials in which your likeness appears.
You agree to release, hold harmless, and discharge Cardone Wealth Advisors and its affiliates from all claims arising out of or in connection with such use, including claims for libel or invasion of privacy.
Supervening Events (Force Majeure)
If a live event is postponed or cancelled due to a force majeure event (including Acts of God, government restrictions, pandemic, natural disaster, strikes, riots, or other causes beyond the Company’s reasonable control), tickets will be automatically rolled over to the next available date. If the event cannot be rescheduled within one hundred eighty (180) days, a store credit in the amount of the original ticket purchase will be issued unless the ticket was already rolled over at the purchaser’s election.
International Attendees
Cardone Wealth Advisors is unable to provide invitation letters, visa support letters, or any immigration documentation. International attendees are advised to obtain appropriate travel authorization prior to purchasing an event ticket. All event tickets are non-refundable regardless of visa or travel issues.
Payment Plans
If a product or service is purchased via a payment plan, the purchaser is responsible for 100% of all agreed-upon payments equaling the total purchase price. Missed payments may result in suspension of access and forfeiture of amounts paid, without refund. Payment plans that include live event access must be paid in full at least sixty (60) days prior to the event date or the event ticket will be forfeited, and any amounts paid up to that point will be issued as a store credit.
Purchases from Affiliates or Third-Party Partners
Any purchase made through a third-party affiliate or co-venture partner is subject to that affiliate’s terms and conditions. Refund requests for affiliate purchases must be directed to the applicable affiliate. Cardone Wealth Advisors is not responsible for refunds or credits on items sold or fulfilled by third-party affiliates.
From time to time, Cardone Wealth Advisors may co-host or co-venture with affiliate partners at events or promotions. Some items offered may not be products of Cardone Wealth Advisors, and the applicable affiliate’s terms of purchase will govern those transactions.
Purchases Involving Third-Party Financing
If you have financed a purchase of services through a third-party lender, you agree to indemnify and hold harmless Cardone Wealth Advisors from any claims, liabilities, or damages arising from your use of such third-party financing. You are responsible for conducting your own due diligence regarding any third-party lender. Cardone Wealth Advisors does not endorse any particular lender and does not perform lending services of any kind.
Investment Advisory Platform Terms
Authorized Use
Access to our advisory portal or investment platform is available only to registered clients who have executed a formal Investment Advisory Agreement with Cardone Wealth Advisors and paid any applicable account or membership fees. By accessing our advisory platform, you represent that you are of legal age and have the legal capacity to enter into a binding agreement in your jurisdiction.
You are solely responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account.
Self-Directed Decisions and Fiduciary Scope
Where services are provided on a non-discretionary basis, you acknowledge that all final investment decisions remain your own. Although Cardone Wealth Advisors provides advisory recommendations, analysis, and financial planning services, you retain ultimate decision-making authority over your account unless you have granted Cardone Wealth Advisors discretionary authority in writing through your advisory agreement.
For accounts where discretionary authority has been granted, Cardone Wealth Advisors will act in accordance with its fiduciary duty and your stated investment policy statement and guidelines.
No Guarantee of Investment Results
All investments involve risk. Cardone Wealth Advisors does not guarantee any specific rate of return, income level, or investment outcome. The value of investments may go up or down, and you may receive back less than you invested. Past performance is not indicative of future results. All investment outcomes depend on market conditions, individual circumstances, economic factors, and other variables outside our control.
Insurance products, including permanent life insurance (whole life, indexed universal life, variable universal life) and annuities, are subject to the claims-paying ability of the issuing insurance company and are not FDIC insured. Variable insurance and investment products are subject to market risk and may lose value.
Before implementing any investment or financial plan, you are strongly encouraged to consult with a licensed tax professional, attorney, and other qualified advisers regarding your specific circumstances.
Securities Disclosure
Cardone Wealth Advisors is registered as an investment adviser with the SEC and provides investment advisory services as described in its Form ADV. Cardone Wealth Advisors is not a registered broker-dealer and does not execute securities transactions directly. Securities transactions may be effected through qualified, independent broker-dealers or custodians.
Where Cardone Wealth Advisors recommends securities, such recommendations are made in accordance with our fiduciary duty and are subject to our investment policy and suitability determinations. We do not receive commissions on securities transactions unless separately disclosed in our Form ADV and client agreement.
Securities are not FDIC insured, are not bank guaranteed, and may lose value.
Proprietary Rights and Intellectual Property
Cardone Wealth Advisors and its licensors own all right, title, and interest in the website, platforms, materials, software, visual design, content, and all other intellectual property associated with the Services (collectively, “Company Materials”). Company Materials are protected by copyright, trademark, patent, trade secret, and other applicable laws.
You are granted a limited, non-exclusive, non-transferable license to access and use Company Materials for your personal, non-commercial use only, subject to these Terms. You may not reproduce, distribute, modify, create derivative works from, publicly display, sell, or otherwise exploit Company Materials without prior written permission from Cardone Wealth Advisors.
Any unauthorized use of Company Materials may constitute a violation of copyright, trademark, and other applicable laws and may be prosecuted to the fullest extent of the law.
User Content
You are solely responsible for any content, materials, or information you submit through our platforms or Services (“User Content”). By submitting User Content, you grant Cardone Wealth Advisors a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, publish, and display such User Content for purposes of operating and improving our Services.
You represent and warrant that your User Content does not infringe any third-party intellectual property rights, violate any applicable law or regulation (including securities laws), or contain false or misleading information.
No Warranties
THE SERVICES, WEBSITE, COMPANY MATERIALS, AND ALL INFORMATION AND CONTENT PROVIDED THROUGH THE SERVICES ARE PROVIDED “AS IS,” “AS AVAILABLE,” AND “WHEN AVAILABLE” WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, CARDONE WEALTH ADVISORS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND RELIABILITY.
CARDONE WEALTH ADVISORS MAKES NO REPRESENTATION OR WARRANTY THAT USE OF THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
THIS DISCLAIMER DOES NOT LIMIT CARDONE WEALTH ADVISORS’ OBLIGATIONS AS A REGISTERED INVESTMENT ADVISER UNDER THE INVESTMENT ADVISERS ACT OF 1940 OR OTHER APPLICABLE SECURITIES LAWS WITH RESPECT TO CLIENTS UNDER A FORMAL ADVISORY AGREEMENT.
Prohibited Conduct
You agree to use the Services only for lawful purposes and in accordance with these Terms and all applicable laws and regulations, including the Securities Act of 1933, the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, applicable state “Blue Sky” laws, and all rules and regulations promulgated thereunder.
You may not: attempt unauthorized access to our systems; transmit malware or harmful code; impersonate another person or entity; post false, misleading, or defamatory content; use the Services in any jurisdiction where doing so is prohibited by law; or engage in any activity that would violate applicable securities laws or regulations.
Indemnification
To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Cardone Wealth Advisors and its directors, officers, employees, affiliates, representatives, and agents from any claim, demand, loss, damage, liability, or expense (including reasonable attorneys’ fees) arising from or related to your use of the Services, your violation of these Terms, or your violation of any applicable law or regulation.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CARDONE WEALTH ADVISORS AND ITS DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES, AFFILIATES, AND AGENTS SHALL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES, EVEN IF CARDONE WEALTH ADVISORS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
NOTHING IN THESE TERMS LIMITS OR WAIVES ANY RIGHTS YOU MAY HAVE UNDER APPLICABLE FEDERAL OR STATE SECURITIES LAWS, INCLUDING ANY RIGHTS YOU MAY HAVE AS A CLIENT UNDER A FORMAL INVESTMENT ADVISORY AGREEMENT WITH CARDONE WEALTH ADVISORS.
Account Status
If your account is delinquent or not in good standing, any promotional offers, discounts, bonuses, gifts with purchase, and incentives are not available for use until your account is brought current.
Electronic Signatures
In accordance with the Electronic Signatures in Global and National Commerce Act (ESIGN) and the Uniform Electronic Transactions Act (UETA), your electronic signatures on agreements, authorizations, and other documents with Cardone Wealth Advisors are legally binding to the same extent as handwritten signatures. By registering and using our Services, you consent to conduct business electronically and to receive required disclosures electronically.
Arbitration
Any dispute arising between you and Cardone Wealth Advisors in connection with these Terms or the Services that cannot be amicably resolved shall be finally settled by binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association (AAA). Arbitration shall be conducted in Miami, Florida. Judgment on any arbitration award may be entered in any court of competent jurisdiction. You hereby waive your right to a jury trial with respect to any claim arising under these Terms to the fullest extent permitted by law.
Notwithstanding the foregoing, nothing in this arbitration provision limits your rights to bring complaints or claims before the SEC, FINRA, or applicable state securities regulators, which rights are expressly preserved.
Choice of Law
These Terms and your use of the Services shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflicts of law principles, and subject to applicable federal securities laws and regulations.
Force Majeure
Neither party will be responsible for failure to perform any obligation under these Terms due to causes beyond their reasonable control, including strikes, riots, pandemics, government regulations, natural disasters, Acts of God, or other causes beyond the reasonable control of such party.
Severability
If any provision of these Terms is found to be unenforceable, it will be modified to the minimum extent necessary to make it enforceable. The remaining provisions will continue in full force and effect.
Changes to These Terms
Cardone Wealth Advisors reserves the right to modify these Terms at any time. Material changes will be communicated to clients as required by applicable law, including Regulation S-P where applicable. The effective date of the current version is reflected at the bottom of this page. Your continued use of the Services after updated Terms are posted constitutes your acceptance of the revised Terms.
Contact Us
For questions regarding these Terms and Conditions, please contact:
Cardone Wealth Advisors™
Legal & Compliance Department
Email: [email protected]
Support: [email protected]
Events: [email protected]
Phone: (310) 777-0255
Address: 18851 NE 29th Ave, Aventura, FL 33180
Hours: Monday–Friday, 9:00 AM – 6:00 PM EST
For regulatory inquiries or to access our Form ADV, visit the SEC’s Investment Adviser Public Disclosure website at: www.adviserinfo.sec.gov
By purchasing any product or service, engaging our advisory services, attending any event, or otherwise using the Services of Cardone Wealth Advisors, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, our Privacy Policy, and any applicable advisory agreement. If you do not agree to these Terms, please do not purchase any product or service or enter into any transaction with us.
This policy was last updated on March 10, 2026.
Cardone Wealth Advisors, LLC is a Registered Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. This document does not constitute investment advice.