CARDONE WEALTH ADVISORS™ PRIVACY POLICY AND NOTICE

Last Updated: March 10, 2026

Important Regulatory Disclosures

Cardone Wealth Advisors is a Registered Investment Adviser (RIA) registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. This Privacy Policy governs the collection, use, and protection of personal information in connection with our financial advisory, investment management, insurance, and related services.

Investment Risk Disclaimer: All investment advisory services, investment strategies, securities transactions, insurance products (including permanent life insurance, term life insurance, and annuities), and financial planning services involve risk, including the possible loss of principal. Past performance is not indicative of future results. All investment outcomes depend on market conditions, economic factors, individual financial circumstances, time horizon, risk tolerance, and other variables. No guarantee is made that any investment strategy or financial plan will achieve its objectives. Information provided through our platforms does not constitute personalized investment advice unless delivered through a formal advisory agreement with Cardone Wealth Advisors.

Introduction

By sharing this Privacy Policy for Cardone Wealth Advisors™ and its affiliated companies and partners (collectively, “we,” “us,” or “our”), we aim to help you understand how we collect and use information, and to reassure you that we respect and honor customer requests to restrict and protect personal information.

This Privacy Policy applies to all Cardone Wealth Advisors™ entities and affiliated partners, including but not limited to Cardone Wealth Advisors, LLC, and all related websites, portals, and digital platforms operated by Cardone Wealth Advisors™.

We comply with applicable Canadian privacy law for customers who are Canadian residents. If you reside in the European Union (EU) or European Economic Area (EEA), please see Your Rights Under EU Data Protection Laws below.

Why We Collect Personal Information

Cardone Wealth Advisors collects personal information to:

Deliver, manage, and improve our financial advisory, investment management, insurance, and related services
Communicate with you about those services, including account updates and regulatory notices
Meet our legal and regulatory obligations as an SEC-registered investment adviser, including obligations under the Investment Advisers Act of 1940, Regulation S-P (Privacy of Consumer Financial Information), and other applicable federal and state laws
Provide effective, timely customer support

We will never rent or sell your personal information to third parties, including messaging consent and opt-in data. We do not share your personal information except as set forth in this Privacy Policy or as required by law or regulation.

What Kind of Personal Information We Collect

Cardone Wealth Advisors collects personal information when you:

Register for or create an account with us
Engage our financial advisory or investment management services
Use our products, platforms, or services
Visit our websites or the websites of certain partners
Subscribe to newsletters or mailing lists
Correspond or otherwise interact with us
Participate in surveys, promotions, or online forums
Attend live or virtual events

Information we may collect includes: your name, email address, phone number, mailing address, date of birth, Social Security Number or Tax Identification Number (where required for account opening or regulatory purposes), financial information (including income, net worth, investment objectives, risk tolerance, and account holdings), billing and payment information, demographic information, and communication preferences.

We may combine information you provide with information obtained from third-party business partners or other lawful sources, consistent with applicable privacy and securities regulations.

Regulation S-P Notice (SEC Privacy Rule)

As an SEC-registered investment adviser, Cardone Wealth Advisors is subject to Regulation S-P. We collect nonpublic personal information about you from:

Information you provide on applications, agreements, and other forms
Information about your transactions with us or our affiliates
Information from third-party sources such as credit bureaus or custodians

We do not disclose nonpublic personal information about current or former clients to nonaffiliated third parties except as permitted by law (e.g., to service providers under confidentiality agreements, or as required by regulators or courts).

You have the right to opt out of certain information sharing. To exercise this right, please contact us using the information in the Contact Us section below.

Cookies and How We Use Them

Cookies are small data files stored on your device when you visit our website. Cardone Wealth Advisors uses cookies to:

Measure website traffic and usage patterns
Improve your user experience (e.g., remembering preferences)
Support security and authentication functions

We treat any personal information contained in cookies with the same level of confidentiality as other personal information you provide. You may disable cookies through your browser settings; however, some portions of our website may not function properly without them. We do not use cookies to store highly sensitive financial information such as account numbers or passwords.

SMS Privacy Policy

Cardone Wealth Advisors may use SMS messaging to communicate with you about account updates, event reminders, service announcements, and regulatory or compliance notices.

We will never rent or sell your personal information, including SMS messaging consent and opt-in data, to third parties.

SMS Terms:

Cardone Wealth Advisors will send messages related to: financial advisory service updates, upcoming events and reminders, announcements, and account-related communications.

To cancel: Text “STOP” to the applicable short code. You will receive a confirmation message and will no longer receive SMS messages from us.
For help: Reply “HELP” or contact us at [support email/phone].
Carriers are not liable for delayed or undelivered messages.
Message and data rates may apply. Frequency varies.
For questions about your text or data plan, contact your wireless provider.

Information Collected from Other Sources

Social Media Widgets: Our website may include social media features (e.g., share buttons) that may collect your IP address, the page you are visiting, and may set a cookie. These features are governed by the privacy policies of the companies that provide them.

Third-Party Services: We may obtain personal information from third parties (such as custodians, data aggregators, or identity verification services) and combine it with information we collect directly. If you log in through a third-party authentication service, we will collect and use information as described in this Policy and consistent with your authorization.

How We Protect Your Personal Information

Cardone Wealth Advisors uses physical, electronic, and administrative safeguards to protect your personal information, consistent with the requirements of Regulation S-P and other applicable laws. These include:

Industry-standard SSL/TLS encryption for data transmitted over the internet
Secure access controls and authentication procedures
Regular security assessments and employee training

While we take these precautions, no method of data transmission over the internet is completely secure. We encourage you to protect your account credentials and notify us immediately if you suspect unauthorized access.

How We Use Your Personal Information

We use your personal information to:

Open, maintain, and service your financial advisory or investment accounts
Deliver investment management, financial planning, insurance advisory, and related services under our advisory agreement with you
Verify your identity, authorize transactions, and comply with Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements
Communicate with you about your account, regulatory changes, and service updates
Personalize your experience and improve our services
Conduct research, analytics, and quality assurance
Comply with SEC, FINRA, state securities, and other applicable legal and regulatory obligations
Offer additional products and services that may be appropriate for your financial profile (subject to applicable suitability and fiduciary standards)
Facilitate participation in online forums, events, and educational content

How and When We Disclose Your Information

Cardone Wealth Advisors may share your personal information with:

Service Providers: Trusted vendors, custodians, technology providers, and professional advisers who support our operations, subject to confidentiality agreements
Affiliates: Related entities as permitted under Regulation S-P and consistent with your opt-out preferences
Regulators and Legal Authorities: As required by law, regulation, court order, or lawful government request, including the SEC, FINRA, state securities regulators, and law enforcement
Successors: In the event of a merger, acquisition, or sale of all or part of our business assets, subject to applicable regulatory approval and client notification requirements

We do not sell personal information or share it for third-party direct marketing purposes without your consent.

Cardone Wealth Advisors may share anonymized, aggregated data (which does not identify individual users) with partners and third-party analytics providers.

Third-Party Advertising and Analytics

We use tools such as Google Analytics to understand website usage. Google Analytics may use cookies and similar technologies to collect anonymized data. We do not combine analytics data with personally identifiable financial information.

We may include third-party advertising on our platforms. These parties may use cookies or web beacons to deliver and measure advertisements. They do not receive your name, address, or sensitive financial information. To opt out of interest-based advertising, visit: networkadvertising.org/consumer/opt_out.asp.

Our website may contain links to third-party websites. Cardone Wealth Advisors is not responsible for the privacy practices or content of those sites.

Your Rights Regarding Your Data

You have the right to:

Request access to your personal information and learn how it is used and shared
Request correction of inaccurate or incomplete information
Request deletion of your information, subject to our legal and regulatory retention obligations
Opt out of certain sharing of your nonpublic personal information
File a complaint with the SEC, your state securities regulator, or other applicable data protection authority

To exercise any of these rights, please contact us using the information in the Contact Us section. We will respond within thirty (30) days, subject to identity verification and applicable legal requirements.

Account Data

We collect account data including: name, contact information, Social Security Number or Tax ID, financial profile, investment objectives, risk tolerance, account holdings, and transaction history. This information is necessary to establish and maintain your advisory relationship and to fulfill our fiduciary and regulatory obligations.

We use account data to:

Identify and authenticate clients
Provide and manage advisory services
Process transactions and maintain accurate records
Comply with securities laws and regulations
Communicate account-related information and disclosures

Legal Basis for Use: We collect and use account data based on contractual necessity (to deliver the services you have engaged us to provide), legal obligation (to comply with SEC and other regulatory requirements), legitimate business interests, and, where applicable, your consent.

Data Retention

We retain personal and financial information for as long as necessary to:

Maintain your account and deliver services
Comply with SEC recordkeeping requirements (generally a minimum of five (5) years for most advisory records, as required under the Investment Advisers Act of 1940 and related rules)
Meet tax, accounting, and anti-money laundering obligations
Resolve disputes and enforce agreements
Protect against fraud and unauthorized activity

Even after account closure, we may retain certain records as required by law. Backup copies may persist for a reasonable period following deletion requests.

Canada and International Transfers

For Canadian residents, we comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and the Canada Anti-Spam Law (CASL). We will not send Commercial Electronic Messages to Canadian residents without their opt-in consent.

Your personal data is processed in the United States, where privacy laws may differ from those in your country. By engaging our services, you consent to the transfer and processing of your data in the United States.

Your Rights Under EU Data Protection Laws

If EU/EEA data protection laws apply to our processing of your information, you have the right to:

Access – Request a copy of the personal information we hold about you
Rectification – Correct inaccurate or incomplete data
Erasure – Request deletion of your data under certain circumstances
Restriction of Processing – Request that we limit how we process your data
Data Portability – Receive your data in a portable format
Object to Processing – Object to processing based on legitimate interests or for direct marketing
Opt Out of Automated Decision-Making – We do not make legally significant decisions about EU residents based solely on automated processing

To exercise these rights, contact us at the address below. We will verify your identity before processing requests.

Google and Adobe Analytics

We use Google Analytics and Adobe Analytics to analyze website usage. These tools may set cookies and collect anonymized IP addresses. We do not combine this data with personally identifiable financial information.

Google Analytics opt-out: tools.google.com/dlpage/gaoptout
Google Privacy Policy: policies.google.com/privacy
Adobe Privacy Policy: adobe.com/privacy/marketing-cloud.html

Social Media

We may engage with clients and prospects on social media platforms. Communications through social media are governed by this Policy and the applicable platform’s privacy policy. Please do not share sensitive financial or account information through social media channels.

Testimonials and Community Forums

We may post client testimonials on our website with your written consent. To update or remove a testimonial, contact us at the address below.

Our website may include forums or interactive areas. Information posted in these areas may be publicly visible. To request removal of personal information from a forum, contact us. Note that in some cases removal may not be technically feasible.

Live Events

Events hosted or co-hosted by Cardone Wealth Advisors may be recorded or live-streamed. Purchasing an event ticket constitutes your consent to the use of your likeness and image for promotional, educational, and marketing purposes, including on social media.

Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal information, please contact us immediately.

California Residents

California law may permit you to request information about the disclosure of your personal information to third parties for direct marketing purposes. To make such a request, contact us at the address below.

Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Material changes will be communicated to clients as required by Regulation S-P and other applicable law. The effective date of the current version is reflected at the bottom of this page.

Contact Us

For questions, requests, or complaints regarding this Privacy Policy or our privacy practices, please contact:

Cardone Wealth Advisors™
Privacy & Compliance Department
Email: [email protected]
Phone: (310) 777-0255
Address: 18851 NE 29th Ave, Aventura, FL 33180

This policy was last updated on March 10, 2026.

Cardone Wealth Advisors is a Registered Investment Adviser. Registration with the SEC does not imply a certain level of skill or training. All investments involve risk. Past performance is not indicative of future results. This Privacy Policy does not constitute investment advice.